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9 selected articles

Low FICO Score Credit Card | LoveToKnow

Credit Score vs FICO

Total Visa

Total Visa, which made's list of the easiest cards to get with bad credit, offers a credit limit of $300. However, it is accompanied by an initial annual fee of $75 that will be deducted once the card is issued, decreasing your available credit to $225. After the first year, the annual fee decreases to $48. Furthermore, you must also pay a $89...

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Date: 2019-03-23 04:45:16

Anonymous Prepaid Credit Cards | LoveToKnow

Cheapest Virtual Debit Card Options

Cardholders are generally not limited in the number of times they can add funds to the card in a month as long as the cards are reloadable, but are limited in the amount of money they can place on the card. For example, some issuers only allow holders to deposit $2,500 onto their card. When the card's funds run out or become low, the holder can usually reload...

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Date: 2019-03-23 04:47:05

Instant Credit Catalogs | LoveToKnow

Shopping with a company that offers an instant credit approval for catalog purchases can be a convenient option, particularly for people who have had credit issues and can't get an unsecured credit card . Because these companies report your account to the three major credit bureaus, shopping this way can help you rebuild your credit . It's possible to purchase home decor, furnishings, jewelry,...

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Date: 2018-03-26 07:06:00

How to Make Best Buy Credit Card Online Payments

Personalized Photo Gift Cards

Both websites offer free online payments and both make the process of making a payment online very simple. Making the payment online can save time and effort while also eliminating the possibility of the payment getting lost in the mail en route to Best Buy.

Best Buy Credit Card Account Registration

The Best Buy credit cards do not feature the MasterCard logo and can...

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Date: 2019-03-23 04:44:58

Anonymous Reloadable Debit Cards | LoveToKnow

Best Pay-as-You-Go Cell Phones in Canada

The majority of anonymous reloadable debit cards -sometimes called "stored value" cards- work the same as traditional ATM debit cards. They allow cash withdrawals from machines accepting them. You must enter a pin number to access your money. These cards do not allow you to purchase items at retailers or online, and are therefore not like anonymous credit...

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Date: 2019-04-10 01:18:52

CITGO Gas Card Options | LoveToKnow

Gas Credit Card Options

As Beverly Harzog pointed out in a recent review, a major issue with this credit card is the detrimental effect it can have on the cardholder's credit score if the card is issued with a low limit because cardholders may quickly use up their available balance. This results in a high credit utilization ratio. Cardholders should use the card carefully and be sure to avoid...

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Date: 2019-04-10 01:15:51

Do It Yourself Credit Card Debt Settlement | LoveToKnow

Avoiding Credit Card Debt Elimination Scams

Making the Call to a Creditor

If your account is seriously past due, such as 4 to 6 months in arrears, don't expect the collection department to immediately propose a settlement. Collectors are trained to verify your personal information, such as phone number, employment and home address, and then to get a payment from you. Occasionally these collectors...

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Date: 2019-04-10 01:14:41

What Are the Three Major Credit Bureaus? | LoveToKnow

The system is set up to the advantage of the companies requesting credit scores. The main focus of credit bureaus is to provide accurate information to the companies requesting histories of credit applicants.


Equifax is one of the 3 major credit bureaus. This company has been in business for over 100 years. Although Equifax is headquartered in Atlanta, Georgia, it has offices in many...

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Date: 2018-03-26 07:05:55

Sample Letter for Credit Card Debt Settlement | LoveToKnow

Sample settlement letter from a creditor

It is important to note that letters from creditors must contain the following statement: "This is an attempt to collect a debt. Any information obtained will be used for that purpose."

In addition, the letter you send should include your firm's office hours, phone number, and payment remittance information.

Sample Settlement Letter From the Debtor

If you...

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Date: 2019-04-09 22:57:04

Related topics : credit card debt settlement letter samples / credit card debt settlement letter / authorization letter credit card sample / credit card debt settlement process / card credit debt settlement