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10 Best Credit Cards for Bad Credit (No Deposit / Unsecured)

10 Best Credit Cards for Bad Credit (No Deposit / Unsecured)

GUIDE

By: Brittney Mayer

Posted: August 18, 2017

BadCredit.org's popular "How-To" series is for those who seek to improve, rebuild or better understand their subprime credit rating.

Despite how you get there, being stuck trying to rebuild bad credit can be a difficult situation. Unfortunately, even if you have made the decision to turn...

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5 Best Debt Consolidation Loans for Bad Credit (Rates.

In a sentence, debt consolidation is the process of taking out one large loan to pay off multiple, smaller loans. The key idea is to combine -- or consolidate -- several loans with different terms into one loan, hopefully with more favorable terms.

For example, let's look at our hypothetical friend, Pete. Our friend Pete has a total of $10,000 of debt, spread across four accounts, like so:

Debt...

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How to Build Credit with Bad Credit

When you have a bad credit score , it's easy to feel trapped. The best way to improve your credit is by making on-time payments for a loan or credit card .

However, your low rating would prevent you from qualifying from most lines of credit, so you might not have any way to build up your score. What are you supposed to do?

Fortunately, there are a few simple ways to build up a credit rating, even...

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530 Credit Score? Top Bad Credit Personal Loans (2018)

Finding a lender who will approve your application for a personal loan when you have bad credit can be challenging; if you choose to go lender by lender and receive denial after denial, it can also become emotionally draining very quickly.

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Study: How Much Will Paying Off Credit Cards Improve Score?

Pay down the balance on Credit Card 1 of $3595 to $231 - Score impact: +44

Pay down the balance on Credit Card 2 of $1583 to $173 - Score impact: +8

Pay off Credit Card 2 of $1582 to $0. This reduces the number of accounts with a balance. Score impact: +3

The reason paying down Credit Card 1 had a much higher score impact for the Does was because they were using 119.8 percent of their limit,...

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13 Easy Credit Cards to Get with Bad Credit

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12 Best "Guaranteed Approval" Credit Cards (2018)

As a marketing term, "guaranteed" is a powerful concept that can encourage us to make purchases we wouldn't otherwise make. But as we all soon come to learn, the term "guaranteed" can represent a spectrum of actualities. For example, your satisfaction may be guaranteed -- but the manufacturer gets to decide if you're actually satisfied.

In the consumer credit card industry, most guarantees are more a matter of relativity than reality. "Guaranteed approval" credit cards, for instance, will still have requirements, such as making an upfront deposit for a secured credit card, to really...

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How to Overdraft Your Debit Card (4 Ways + How to Fix It)

How to Overdraft Your Debit Card (4 Ways + How to Fix It)

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By: Linsey Knerl

Posted: September 17, 2015

Experts share their tips and advice daily on BadCredit.org, helping subprime consumers navigate the world of personal finance.

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Related topics : bad credit bank account debit card / bad credit bank accounts overdraft / bad credit bank account with overdraft / cash from credit card to bank account / credit card bank account

2018's Best "Home Loans for Bad Credit" - (BadCredit.org ...

8 Home Loans for Bad Credit & Approval Requirements

Expert Guide By:

Ashley Dull, Finance Editor

Since the housing market turned in the late 2000s, many subprime consumers simply assume they won't qualify for a home loan -- so they never even apply. The truth is many options still exist for finding a home loan, with specific qualifications depending on what type of loan you need.

1. FHA Home...

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Related topics : loan companies for bad credit / bad credit loan company / bad credit finance company / credit offers for bad credit / bad credit offers

5 Best Unsecured Personal Loans (Bad, Poor, No Credit ...

5 Best Unsecured Personal Loans (Bad, Poor, No Credit)

GUIDE

By: Linsey Knerl

Posted: December 27, 2016

BadCredit.org's popular "How-To" series is for those who seek to improve, rebuild or better understand their subprime credit rating.

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Related topics : unsecured bad credit car loans / credit offers for bad credit / bad credit offers