Website: https://www.consumerfinance.gov

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8 selected articles

What do I need to know if I’m thinking about consolidating ...

Consolidation means that your various debts, whether...

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CARD Act Conference: Key findings | Consumer Financial ...

On Feb. 22, 2011, the Consumer Financial Protection Bureau held a conference on the credit card marketplace one year after the effective date of many of the provisions of the Credit Card Accountability Responsibility and Disclosure Act ("CARD Act").

The data from the eight presentations at the CARD Act conference provide an overview of the credit card market - the cost of credit for consumers,...

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CFPB Releases Report on the State of the Credit Card ...

CFPB Releases Report on the State of the Credit Card Market

DEC 27, 2017

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WASHINGTON, D.C. -- The Bureau of Consumer Financial Protection (Bureau) today released its biennial report on the state of the credit card market. The report found that the total amount of credit line, number of accounts, average amount of card debt, and enrollment in online services have all increased over...

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Can I be responsible to pay off the debts of my deceased ...

In most cases you will not be responsible to pay off your deceased spouse's debts. As a general rule, no one else is obligated to pay the debt of a person who has died. There are some exceptions and the exceptions vary by state.

As a general rule, no one else is obligated to pay the debt of a person who has died. Here are some exceptions to that general rule:

If there was a co-signer...

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What are debt settlement/debt relief services and should I ...

Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.

Debt settlement companies, also sometimes called "debt relief" or "debt adjusting" companies, often claim they can negotiate with your creditors to reduce the amount you owe. Consider...

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CFPB, 47 States and D.C. Take Action Against JPMorgan ...

Chase Bank, USA N.A. and its subsidiary Chase BankCard Services, Inc. are based in Newark, Del. and provide consumers with credit card accounts. From 2009 to 2013, when consumers defaulted on debts, Chase attempted to collect by contacting consumers, filing collections lawsuits, and selling accounts to third-party debt buyers. When Chase sold accounts, it provided debt buyers with an electronic...

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How do I dispute an error on my credit report?

To dispute an error on your credit report, contact both the credit reporting company and the company that provided the information.

Step 1: Dispute the information with the credit reporting company

If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion). ...

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Related topics : credit cards company phone number / report credit card / credit report without card / credit card companies that use equifax / credit card companies that use experian

What is the best way to negotiate a settlement with a debt ...

Before negotiating a settlement with a debt collector, learn about the debt and plan for making a realistic proposal.

To get ready to negotiate a settlement or repayment agreement with a debt collector, consider this three-step approach:

Learn about the debt

Plan for making a realistic repayment or settlement proposal

Negotiate a realistic agreement with the debt collector

Step 1: Learn about the...

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Related topics : credit card debt settlement letter samples / credit card debt settlement letter / credit card debt settlement tips / card credit debt settlement / settle credit card debt lump sum