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8 selected articles

Information on Credit Cards, Debit Cards, MasterCard, Visa

Everything You Need to Know About Credit Cards

Last Updated: July 26, 2017

There are so many credit card products available today - it can be overwhelming and confusing. Everyone at some point in their lives has received a credit card offer in the mail, but how do you know if that is a good credit card for you?  And, with all of the cards now available, what types of cards are the best deals...

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Difference Between Debt Negotiation and Debt Settlement

What's the Difference Between Debt Negotiation and Debt Settlement?

Written by: Kristy Welsh

Last Updated: June 13, 2017

Many people are confused by all the programs proclaiming they can help you get out of debt . There is debt settlement , debt negotiation, and consumer credit counseling . In most people's minds, all these programs are the same and all they are really concerned about is getting...

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Rebuild Your Credit - Build Positive Credit History

Rebuild Your Credit Using Credit Cards and Credit Unions

Follow Our 12 Steps to Rebuild Your Credit - We have broken down rebuilding your credit into 12 easy to follow steps.

Join a Local Credit Union - Credit unions not only save you money in bank fees, they are also more lenient in their lending practices making it easier to add positive credit to your credit reports.

Rebuild Your Credit...

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What to do If You Are Sued by a Debt Collector

How to Answer a Summons and Complaint if You've Been Sued

Written by: Kristy Welsh

Last Updated: August 21, 2017

If you ask the average person what life events frightened them the most, one of the answers will surely come up as the fear of being sued. With many collection agencies and junk debt buyers turning to the legal system to collect, more and more people are being sued over outstanding...

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How to Remove Credit Inquiries From Your Credit Report

Remove Credit Inquiries From Your Credit Reports

Last Updated: March 21, 2017

Credit inquiries are a hot topic in credit repair these days as it has become more widely known that it's possible to remove them from your credit reports and, in turn, improve credit scores. As you  review your credit report , you will notice a section at the end of the report called "Credit Inquiries" or "Regular...

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Free Credit Repair Letters | Sample Credit Dispute Letters

Free Credit Dispute Letters -- Letters to Fix Your Credit

Last Updated: April 2017

DIY credit repair can seem like a daunting task. That's why Credit Info Center provides FREE credit repair information and FREE credit dispute letters to use when repairing your credit. You might not know exactly what to say to a creditor or a collection agency, which is why we came up with these easy to use...

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Related topics : instant free credit report / free instant credit / credit report instant

How to Remove a Credit Dispute From Credit Report

One piece of the credit repair process is to dispute any erroneous and/or inaccurate information found on your credit report with the credit reporting agencies. Let's say you reviewed your credit reports and you see there is an account marked with a late payment but you are sure you paid this account on time, all the time. You mail a letter to the reporting credit bureau disputing this late...

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Related topics : bad credit accounts / credit account

Negotiate Credit Rating When Settling Debt

Negotiate Credit Rating When Settling Debt with Collection Agency

Written by: Kristy Welsh

Last Updated: June 14, 2017

Note: This page addresses debts that are with a COLLECTION AGENCY. Here is the article addressing debts still with ORIGINAL CREDITORS .

One very important, but often overlooked, area of debt negotiations is negotiating your credit rating. What exactly does that mean you might...

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Related topics : credit account