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Top 10 Gold & Platinum Credit Cards - Best Prestigious ...

A higher level of protection on your purchases

These features are not exclusive to gold or platinum cards though, and can come with other credit cards too.

Where can you find gold and platinum cards?

The table above lets you compare every gold and platinum card available in the UK. It lists the APR, balance transfer deal and interest free period offered by each one.

Are gold and platinum cards...

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How do credit card limits work? | money.co.uk

Every credit card has a limit on how much you can spend without a fee. Here is everything you need to know about credit card limits and why you should avoid going over them.

What is a credit limit?

Once you have applied for a credit card , your provider will tell you its credit limit.

Your credit limit is the maximum amount you are allowed to owe on your card at any given time.

For example, if...

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Top 10 Life of Balance Transfer Credit Cards - Best Offers ...

Who we compare

When should you use a lifetime balance transfer credit card?

You could save money by using a balance transfer to pay off your outstanding credit card balance at a lower interest rate than you currently pay.

Sometimes a lifetime balance transfer can be the cheapest way to clear your borrowing.

What are balance transfers?

You can use them to save money by moving what you owe to a...

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Top 10 Pay As You Go Credit Cards - Best Prepaid Card

Option of additional cardholders. Purchase protection available and your own account number and sort code. i-draft facility available & Creditbuilder which may improve your credit rating. T&Cs.

What are pay as you go credit cards?

A pay as you go credit card, or pay as you go debit card, is just another name for a prepaid card.

You can only spend money you load onto a pay as you go bank card, so...

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balance transfer and purchases credit cards - Money.co.uk

Too many cards could harm your credit record

Applying for several cards at the same time could damage your credit record .

If you choose just one card with good enough deals on balance transfers and purchases, it could help protect your credit file.

See how much you could save

Our table above lists every credit card that offers both interest free purchases and balance transfers.

Use the...

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Top 10 Money Transfer Credit Cards - Best 0% Cash ...

Money transfer credit cards let you move cash directly into your bank account. You can then repay the balance interest free, sometimes over a period of three years or more.

You can use the money however you like, and they can be useful for:

Paying off an overdraft or loan interest free

Paying for a purchase you cannot put on your credit card

Here is a step by step guide to setting up a money...

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Top 10 Debt Consolidation Loans With Bad Credit | money.co.uk

A debt consolidation loan lets you pay off existing debt by transferring it to a single loan, with one monthly repayment.

Most lenders check your credit record when you apply for a loan, but some are still willing to consider your application even if you have had problems managing your finances in the past.

However, if the lender thinks you are a riskier borrower because you have poor credit, you...

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Top 10 Prepaid Cards - Best UK Prepaid Credit Cards

Yes, and you can find out more on MasterCard's and Visa's websites.

How to choose the cheapest

Prepaid cards come with several costs, including:

A one off fee for buying the card when you apply

Monthly fees for as long as you keep the card

Cash withdrawal fees

Transaction fees every time you pay for something

Load charges for adding funds onto the card

This comparison includes details of which of...

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Top 10 Basic Bank Accounts - money.co.uk | Compare Credit ...

Direct debits, standing orders & free ATM withdrawals

Card type

Maestro debit card

Could you get a basic bank account?

They are like normal current accounts, but you could still get one even if you have bad credit and are unable to open a normal account.

Other bank accounts may reject you if you have missed repayments or have other debt problems like bankruptcy on your credit record .

However,...

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