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Find Credit Cards With Low Balance Transfer Fees
About Low balance transfer fee credit cards
Compare and apply for the cheapest credit cards in seconds online with MoneyExpert's search and comparison service. No obligation and no credit checks make it a resource not to miss when looking after your finances.
We have organised our credit card tables into easy to use categories so that you don't miss out on the best credit card deals . You...
The Pros and Cons of Using a Credit Card - Money Expert
The Pros and Cons of Using a Credit Card
In the right hands and used correctly, a credit card can be a fairly invaluable financial tool. The added flexibility when it comes to budgeting and the ability to make purchases that would otherwise be nearly impossible acts as a great incentive for many.
However, if you're not careful, you could find yourself getting stung by high interest rates and...
Credit Cards and Interest Rates - Money Expert
Other Added Fees
What is APR and how does it work?
APR stands for annual percentage rate, and is the basic way in which credit card issuers work out how much it will cost you to borrow money.
If your card comes with an APR of 24%, then that means that if you spend £500 and don't pay it back for a year, you'll be charged £120 on top of what you borrowed.
Importantly though, if you pay it back...
Compare Low APR Credit Cards - Money Expert
Representative Example: If you spend £1,200 at a purchase interest rate of 14.71% p.a. (variable) with a £0.00 monthly fee your representative rate will be 14.7% APR (variable).
Low interest rate credit cards
About low interest rate credit cards
Low interest credit cards, also known as low APR (annual percentage rate) credit cards offer you the ability to borrow money over a long period while...
Compare Cashback Credit Cards - Money Expert
Some cash back credit cards can have high interest payments which can outweigh the benefit of having a cash reward. For example if you're getting 5% cash back on your purchases but at the same time are paying 20% in interest payments then you're getting a good deal. As long as you avoid allowing your credit to roll over each month though, you'll avoid interest charges altogether.
What to be...
Credit Cards With 0% Interest on Purchases - Money Expert
Representative Example: If you spend £1,200 at a purchase interest rate of 5.94% p.a. (variable) with a £0.00 monthly fee your representative rate will be 5.9% APR (variable).
0% Purchase fee Credit Cards
How Do 0% Purchase Cards Work?
These cards have 0% interest on new purchases for an introductory period for 12 months or more. This will enable you to make large purchases on items such as a...
Current Accounts for People With Poor Credit - Money Expert
Current Accounts for People with Bad Credit
If you've got a bad credit rating, then you might find it hard to get a decent bank account.
Find out what options you have, and how to improve them, by reading this quick guide to banking with a bad credit score.
Your credit rating is important to your financial life as it will determine how easy it will be for you to take out any kind...
Find the Best Credit Builder Credit Cards - Money Expert
0% interest on Purchases
Representative Example: If you spend £1,200 at a purchase interest rate of 29.84% p.a. (variable) with a £0.00 monthly fee your representative rate will be 29.8% APR (variable).
Credit building credit cards
Although credit building cards are a good option for those who a poor credit history or with no history at all, they do come at a price....
CREDIT CARD INDUSTRY COMMISSIONING EVIDENCE ON CONSUMER ...
CREDIT CARD INDUSTRY COMMISSIONING EVIDENCE ON CONSUMER IMPACT OF GOVERNMENT PROPOSED CHANGES
UK's 30m credit card holders facing less choice and higher cost under government proposals.
The UK Cards Association (formerly part of APACS) which represents the UK credit card industry has today (27th October 2009) issued an initial response to the publication of BIS* consultation on credit and store...
What is credit card pre-approval? - Money Expert
What does pre-approval mean?
Credit card issuers often send out letters or e-mails to prospective customers labelled as pre-approved applications.
Inside the letter will simply be an application for a credit card often with some kind of special deal mentioned. The deals mentioned can be quite tempting and while there's nothing in principle wrong with them, you should take note of a few things...