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7 selected articles

credit card limit is high or low - My Money Coach

Does It Make Sense to Raise Your Credit Card Limit or Do a Balance Transfer with Convenience Cheques?

By Julie Jaggernath

Have you received an offer to raise the limit on your credit card? You know the ones, about how the credit card company wants to recognize your excellent credit history by giving you access to more credit.

It used to be that credit card companies could raise your limit without...

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8 Debt Consolidation Options in Canada | My Money Coach

How to Get Good Debt Consolidation Advice for Free

1. Consolidate using a Debt Consolidation Loan

A debt consolidation loan is where a bank, credit union or finance company provides you with the money to pay off your outstanding debts and "consolidate" them (bring them all together) into one big loan. This usually provides you with three advantages:

Advantages of a Debt Consolidation Loan


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How to Establish & Get Credit in Canada | Credit Education

How to Establish & Get Credit in Canada | Credit Education

If you are applying for credit for the first time, you might find it hard to get a credit card or a loan. If you have no credit history, it is difficult for lenders to determine whether or not you are a good credit risk. How do they know if you will make your payments on time? How can they be sure you won't just go on a spending spree and...

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“Government Approved” Credit Card Debt Consolidation ...


"Government Approved" Credit Card Debt Consolidation Programs in Canada

We've noticed that a number of debt relief and debt consolidation companies are advertising that they offer a "government approved" credit card debt consolidation program. We think it's important that you know what is misleading about this claim and what programs are available that have a connection to the government at...

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What is a Personal Credit Rating in Canada? | Credit Education

What is a Personal Credit Rating in Canada? | Credit Education

What is a Credit Rating & a Credit Score?

Your credit rating is a measure of your financial health and financial trustworthiness. From a statistical point of view, your credit rating reflects how likely you are to make your payments on time and repay your debts.

If you apply for credit, lenders won't send out a personal investigator...

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New Credit Cards Can Be Vulnerable to Identity Theft

New Credit Cards can be Vulnerable to Identity Theft

New Danger

PayPass is MasterCard's RFID smart card.

The circled icon in the corner means that

this Visa is a RFID smart card.

Most Canadians aren't aware that their new credit cards and even their enhanced driver's license or passport may be at risk of a new type of identity theft. Many new credit cards are now using Radio Frequency...

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Debt Relief - Free Debt Help Solutions & Management Tips ...

Are You Looking for Debt Relief, Help with Debts, or Workable Solutions?

Get free help, great tips and learn money management strategies

If you are in need of debt relief, help with your debts, or solutions to debt problems, you are not alone. Many people face financial challenges at some point in their lives. If you are struggling to pay your credit card debts or any other debts, it is very...

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