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9 selected articles

Pitfalls every first-time credit card applicant should know ...

'Perfect' borrowers rejected by credit card firms

21 Jul 2013

A low advertised interest rate that sends a credit card to the top of comparison tables may not be the rate you receive.

When APR is 'representative' it means only 51pc of accepted applicants - those who are actually accepted for a credit card - must be offered the advertised rate.

Lenders can reject as many applicants as they like....

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Date: 2019-03-24 09:43:31

EU ban on credit card fees backfires – you’ll still pay 2 ...

The credit card interchange fee was capped at 0.3pc in December but customers can still be charged over 2pc Credit: Richard Allen

Amelia Murray

24 April 2016 o 7:31am

Consumers are still having to pay high fees when using credit cards despite new EU regulations that have capped transaction costs. At the same time, the rules have resulted in millions of cardholders losing popular perks such as...

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EU rules mean you're getting less cashback from credit ...

Credit cards

EU rules mean you're getting less cashback from credit cards: these are the best deals left...

Many providers have withdrawn cashback rewards, points incentives or increased the credit card fee since the new EU rule was introduced Credit: Getty Images

Amelia Murray

25 April 2016 o 6:52pm

Consumers have suffered a string of axed or reduced credit card rewards since the introduction...

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M&S slashes credit card rewards, blaming new EU rules ...

M&S Bank has cut its credit card reward points by 60pc - becoming the latest card company to cut perks following new EU legislation

Multiple providers are blaming the new EU regulations for cuts Photo: ALAMY

M&S Bank has hacked back the rewards it pays to credit cardholders, joining other providers that have made similar cuts to perks over the past year.

Like the others, M&S is also blaming...

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Date: 2019-04-09 13:43:28

Tens of thousands of credit cards must be reissued after ...

Tens of thousands of credit cards must be reissued after Ticketmaster data hack



Fans who bought tickets for music events through Ticketmaster saw their payment information compromised Credit: Getty Images

11 October 2018 o 6:32am


Lloyds Banking Group

Tens of thousands of Lloyds Bank, Halifax and Bank of Scotland customers are being issued with new credit cards after their details...

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Government bans companies from charging 'rip-off' card fees

Banks charge companies a "merchant fee" of around 2.3 per cent of purchases £50 and underon credit cards and around 1.1 per cent on debit cards.

When the amount rises to £500 or above, the fee lowers to around 1.9 per cent and 0.1 per cent for debit cards.

Companies will no longer be able to charge much more than the bank's merchant fees.

Research conducted by the Office for Fair Trade found that 87 per cent of consumers objected to extra charges for credit cards and 91 per cent objected to extra charges for debit cards.

The ban was originally due to be...

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Date: 2019-04-10 04:14:00

Related topics : can companies charge 3 credit card fee / consumer credit card charges / charges credit card / company debit card / 3 credit card companies

Facebook hacked: how criminals can exploit your data ...

Police break up Facebook party at £1m house

03 Oct 2013

Browsing the folders at first is fairly amusing. Old messages track forgotten relationships as they spark up and peter out. Gossip from university days resurfaces. AmDram productions you promised friends you would attend remain in a list of past events.

You realise biographers of the future won't be combing through dusty collections of...

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Date: 2019-04-09 21:19:12

Related topics : transfer money credit card to bank account / transfers from credit card to bank account / credit card bank account / banks credit card numbers / transfer money credit card to bank

Self-assessment tax return deadline: little-known ways to ...

Self-assessment deadline: How to get an extension and avoid the £100 fine

30 Jan 2015

If you give money to a charity you are allowed to reclaim income tax on the sum, so be sure to mention any donations on your tax return. This is useful for "donations" that actually gave you something in return, such as annual membership of the National Trust, English Heritage or London Zoo, all of which are...

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Date: 2018-03-24 05:43:02

Related topics : first national credit card bill pay / limited credit card pay bill online / online credit card bill pay / pay as you go credit card post office / bill pay credit card

Pound plunges as Bank of England cuts interest rates for ...

Scores of savings accounts and cash Isas hammered - before Bank of England's decision

The Bank of England has unveiled a four-pronged stimulus package designed to boost the economy and prevent a recession following the vote to leave the European Union.

The pound tumbled and UK gilt yields dropped to fresh lows after the Bank surprised markets by restarting its money printing programme to buy...

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Related topics : no credit bank account