The Best Credit Cards in Canada for 2016 - RateHub Blog

0% promotional annual interest rate on balance transfers for the first 12 months

No annual fee

Best Travel Rewards Credit Card

For this category, we have a tie between the BMO World Elite MasterCard and the American Express Gold Rewards Card. See below for why we think each of these cards can be the best travel credit card in Canada.

BMO World Elite MasterCard

Receive a signup bonus of 20,000...

Read more

Date: 2018-03-26 11:49:46
Website: https://www.ratehub.ca

[an error occurred while processing this directive]

What you don't know about your credit card interest rates ...

Quick: What's the interest rate on your credit card?

Don't know? You're not alone, and you're also not likely to know if your rate goes up.

"Many people don't know their interest rate," says Majd Maksad, a former Citi executive and CEO of Status Money , a site that helps people compare their financial picture, including credit card interest rates, with information from more than 16 million...

Read more


Website: money.cnn.com

[an error occurred while processing this directive]

Balance Transfers Credit Cards - Further information, help ...

Past Credit Experience

UK Bank Account

Where an applicant does not meet these criteria, an application for a product (which they cannot get) can only be detrimental to their overall credit score.

Balance Transfer Period

The introductory period is the period of time for which the balance transfer rate applies. They vary widely from issuer to issuer and their individual credit card products, but...

Read more


Website: http://uk.creditcards.com

[an error occurred while processing this directive]

Balance Transfers Credit Cards - Further information, help ...

Past Credit Experience

UK Bank Account

Where an applicant does not meet these criteria, an application for a product (which they cannot get) can only be detrimental to their overall credit score.

Balance Transfer Period

The introductory period is the period of time for which the balance transfer rate applies. They vary widely from issuer to issuer and their individual credit card products, but...

Read more


Website: http://uk.creditcards.com

Platinum Visa Credit Card | Bank of Queensland

Blue Visa Credit Card

Earn Q Rewards® points and redeem them for range of merchandise, gift cards or even your next holiday19

$120 cash back if you spend $500 per month on retail purchases for the first 3 months (that's Netflix for a year!)22

0% p.a. on balance transfers for 6 months, reverting to the cash advance rate thereafter16 No interest free days apply to retail purchases while you have...

Read more

Date: 2018-02-16 03:13:08
Website: https://www.boq.com.au

Travel Money Cards Comparison | Foreign Currency Rates | Mozo

Information

Finding the best travel money card for your trip

Going overseas, whether it's to Europe to experience amazing new cultures or just across the ditch for a ramble in the New Zealand wilderness, is always exciting. There are so many places out there to explore it's hard to know where to start!

Once you've made the big decision of where to go, there's plenty more to be made. Of all the...

Read more

Date: 2019-03-23 14:14:38
Website: https://mozo.com.au

Apply for Credit Cards- Offers and Credit Card ... - Discover

Gas & Restaruant Card

NHL® Card

Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2018; then the standard purchase APR applies. Standard purchase APR: 13.24% variable to 24.24% variable, based...

Read more


Website: https://www.discover.com

MBNA is closing your Virgin credit card – what now?

MBNA is closing your Virgin Atlantic credit card - should you apply for the new version?

9 May 2018 By Rob

Links on Head for Points pay us an affiliate commission. A list of our partners is here .

If you have the MBNA-issued Virgin Atlantic White or Black credit cards, you should have received a letter yesterday telling you what I predicted was going to happen - that the cards are closing sooner...

Read more


Website: https://www.headforpoints.com

HIGH LIMIT CREDIT CARDS - Low-Interest-Rate-Visa-Credit ...

High limit credit cards are considered to be prestige cards usually labelled gold, platinum, black and silver. Lots of consumers and business owners irrespective of their credit score long for high-limit credit cards. No doubt, the higher your credit limit, the greater number of high-valued purchases you can afford.

Experienced cardholders know for sure that applying for a credit card with a high...

Read more


Website: http://www.low-interest-rate-visa-credit-cards.co

Is the death of the airline credit card on ... - This is Money

Share

HOW THIS IS MONEY CAN HELP

Cashback credit cards may be getting rarer but they're not dead yet: Here are the best deals you can get

Why have they been scrapped?

Nearly two years ago, an EU-wide cap on interchange fees came into force. This limited the amount credit card companies can charge shops and merchants to process a transaction at 0.3 per cent. 

Rob Burgess, editor of Head for...

Read more


Website: thisismoney.co.uk

Credit Cards | BOQ

Important information

^5Q Rewards® points are earned on Eligible Transactions. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® points are subject...

Read more

Date: 2018-02-16 03:13:08
Website: https://www.boq.com.au

How To Get A Credit Card Annual Fee Refund

How To Get A Credit Card Annual Fee Refund

Aug 16, 2016 by Dan

Last updated:� February 15, 2019

Have you ever considered signing up for a credit card but decided against it because of the annual fee?

I use two main cards right now for almost all spending and they both have annual fees - Scotiabank Momentum Visa Infinite ($99) and the Capital One Aspire Travel World Mastercard ($120). When I got...

Read more


Website: https://www.howtosavemoney.ca

The American Express Gold Rewards Card Review

I wrote an emotional eulogy a little more than a year ago when I had to say goodbye the the MBNA Starwood Preferred Guest credit card .� It was an amazing card (seriously, it was amazing.� So pretty to look at.� Since its demise, I've cut it up and even saved it because it's so pretty).

Since then I succumbed to getting an American Express card, as the first year was free for previous MBNA...

Read more


Website: https://youngandthrifty.ca

What Are the Advantages of Credit Cards? | Discover

Establishing Credit

What Are the Advantages of Credit Cards?

A credit card is a convenient financial product that can be used for everyday purchases such as gas, groceries, and other goods and services. It can also be a great resource for purchasing big-ticket items such as TVs, travel packages, and jewelry because the funds for these items are not always immediately at our disposal. Beyond...

Read more


Website: https://www.discover.com

Balance Transfer Zero Percent Deals - 18 Months - 0% Until ...

Top 5 Zero Percent Credit Card Offers - Zero Percent Promotions Through 2020

We are on a mission to uncover the best balance transfer credit card promotions for 2019! Finding credit cards offering zero percent interest for 12 to 18 months allows consumers to lock in a 0% card offer until 2020. These promotional credit card balance transfers can help save hundreds to thousands of dollars of...

Read more


Website: http://www.balancetransferzeropercentdeals.com

Platinum Rewards Credit Card - Golden 1 Credit Union

3% cash rebate on gas, grocery and restaurants. Plus, 1% on all other purchases2

3% cash rebate on gas, grocery and restaurants. Plus, 1% on all other purchases2

None

25 days on all purchases

25 days on all purchases

25 days on all purchases

Cash Advance Fee

$5 or 2.5% of the cash advance, whichever is greater

$5 or 2.5% of the cash advance, whichever is greater

$5 or 2.5% of the cash advance,...

Read more


Website: https://www.golden1.com

FNB - Hampton

Different credit cards each offer individual advantages and disadvantages, meaning you should think carefully about which one would suit your spending habits and credit situation. This can be difficult, but these questions should help you towards picking the card that's right for you.

Can you Pay Back What You Spend Each Month?

If you can pay your credit card company back the money you have spent...

Read more


Website: http://www.fnb-hampton.com

Best Rewards Credit Cards of 2015: Travel Perks | Money

Two miles for every $1 spent on travel and dining

One mile for every $1 spent on anything else

A 5% bonus when redeeming miles for travel spending

Sign-up bonus: 20,000 miles after spending $1,000 in the first 90 days

Why it's a winner: Cost-conscious cardholders who are modest spenders but want some travel rewards should look to this card. There's no annual fee, no foreign-transaction fees, and...

Read more


Website: http://money.com

T24 Black VISA® Prepaid Card

Replacement Card (for lost/stolen/expired cards)

20 USD

Refund Fee (on early card cancellation)

25 USD

FAQ

This is a summary of some of the most frequently asked questions we get from cardholders . If you have a question that isn't answered here please contact us .

PREPAID CARD FAQs

How does the prepaid card work?

The T24 Black VISA prepaid card is a reloadable prepaid card that looks and...

Read more


Website: https://www.t24blackcard.com

Credit Qantas Credit Cards Australia | Qantas Money

Special offer --$149 for the first year

$299 each subsequent year. Offer extended to 30 April 201815.

$497

$50 per cardholder per year15

$25 per cardholder per year7

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661...

Read more

Date: 2018-03-14 00:59:57
Website: https://www.qantasmoney.com

Understanding Credit Card Payment and Fees | MoneyMax.ph

Credit Card Payment and Fees Every Cardholder Needs to Understand

Credit Card Payment and Fees Every Cardholder Needs to Understand

by Venus Zoleta, on category " Credit Card , In-Depth Guides , Money Matters "

March 5, 2018

Facebook Twitter Google Plus Pin It

The importance of checking and understanding the fine print cannot be stressed enough when researching your credit card options or...

Read more


Website: https://www.moneymax.ph

Home Depot Credit Card vs. Lowe’s Credit Card

0

Share

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated...

Read more


Website: http://www.comparecards.com

Everything to Know about Foreign Transaction Fees ...

Everything to Know about Foreign Transaction Fees

Get the Best Credit Cards in Singapore

Learn More

{"applyCallToAction":"Learn More","defaultSelectedItem":"","description":"","formType":"credit-cards","title":"Get the Best Credit Cards in...

Read more

Date: 2019-04-09 16:42:18
Website: https://www.valuechampion.sg

Wyndham Rewards Visa Signature Card

(1) Offer subject to credit approval. Not everyone will qualify for the Visa Signature Card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Visa Platinum card. Benefits will vary...

Read more


Website: https://wyndhamrewardscreditcard.com

The SCENE Program | Scotiabank

Switch your card to a SCENE debit card today!

Tools

Watch your SCENE points add up with our SCENE calculator

See full Terms and Conditions

® Registered trademark of The Bank of Nova Scotia.

®* Registered trademark of SCENE IP LP, used under license.

* Trademark of Visa International Service Association and used under license.

? Registered trademark of Cineplex Entertainment LP, used under...

Read more


Website: scotiabank.com

PC Mastercard No Annual Fee Credit Card | PC Financial

Purchases rate in effect when your account is approved: 19.97%

Cash Advance rate in effect when your account is approved: 22.97%.

Promotional balance transfers: 0.97% for 6 months for balance transfers¹ made within 90 days of account approval.

We may, with prior notice, increase your Purchases and Cash Advances rate to the Performance rate of 25.95% for Purchases and 27.95% for Cash Advances...

Read more

Date: 2015-01-26 19:48:00
Website: https://www.pcfinancial.ca

Canadian Credit Card Offers

Canadian Credit Card Offers

Credit cards are an important aspect of one's life that left unattended to could make it difficult managing the accumulating debt leading to frequent late payments that over time could have a detrimental effect on your credit rating. The following credit cards are designed to suit the preferences of individuals and businesses seeking the companionship of a credit card....

Read more

Date: 2018-03-26 19:48:11
Website: http://www.creditcards-offer.ca

How to Do a Credit Card Balance Transfer [Complete Guide]

Before 2009 financial regulations were introduced to block banks from levying certain fees, it was possible to find 0% balance transfer credit cards with little or no fees. While this is no longer the case, it is possible to negotiate with the credit card company to get the transfer fee reduced or eliminated altogether.

If you are shopping around for a good rate, it's a good idea to call the...

Read more


Website: https://www.crediful.com

NAB Rewards Platinum Credit Card - Reward Cards - NAB

NAB Rewards Platinum Credit Card

NAB Rewards Platinum Card

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 3

Close jump to

for 6 months standard balance transfer rate. 2% balance transfer fee applies. 1

21.74 %p.a.

Interest free days on purchases 2

$6000

ON A NEW NAB REWARDS PLATINUM CARD

60,000 NAB REWARDS BONUS POINTS

60,000 BONUS POINTS when...

Read more


Website: https://www.nab.com.au

The advantages of using a credit card for shopping for ...

Credit cards get a bad rep, but what are the advantages to shopping with a flexible friend?

�Share

Get money updates directly to your inbox

+ Subscribe

Thank you for subscribing!

Could not subscribe, try again laterInvalid Email

There are a whole host of reasons for using a credit card. Not only do they provide a fast and efficient way of paying for goods and services, but they also allow us to...

Read more


Website: https://www.mirror.co.uk

Top credit cards to get now for interest-free spending at ...

Joint first  - Sainsbury's Bank

The Sainsbury's Bank Dual Offer Credit Card comes with 29 months 0 per cent interest on spending (and balance transfers).

That's just over two years to clear purchases before you're charged interest. Standard interest is set at 19.95 APR per cent so again, do make sure you clear it in time. It also comes with reward points on spending. 

A current promotion is...

Read more


Website: thisismoney.co.uk

Scotia Momentum Mastercard Credit Card

Earn More Cash Back Rewards

Earn More Cash Back Rewards You will earn cash back on the everyday purchases made by your Supplementary Cardholder at the same rate that you earn cash back rewards on the purchases you make today on your card.

Simplify Record Keeping Spending on your Scotia Momentum Mastercard Credit Card Account is consolidated into one monthly statement. Transactions made by the...

Read more

Date: 2019-03-22 22:13:03
Website: scotiabank.com

Balance Transfer Cards - What are 0% transfers

News

Balance Transfer Credit Cards

Balance transfer credit cards are amongst the most popular products available in the UK because they help us reduce interest payments on existing debts.

What is a balance transfer credit card?

Balance transfer cards allow you to transfer your credit card debts, which you could be paying a high rate of interest on, to a new credit card offering 0% interest for a...

Read more


Website: https://www.compareandsave.com

Low Income Credit Cards | Reviews & Comparison

Low Income Credit Cards

Low Income Credit Cards

Even if you are on a low income, there are various credit cards available that have relatively low criteria on income, as well as low interest rates.

READ MORE

0% p.a. for 30 months on balance transfers. (2% balance transfer fee applies). Reverts to variable cash advance rate.

$0 p.a. annual fee for the first year.

Up to 55 days on purchases

Know if...

Read more


Website: http://www.creditcardcompare.com.au

Cash Back Credit Cards - Up to 5% Cash Back ...

About Us

Cash Back Credit Cards

Cash Back credit cards offer great incentives for the savvy spender. For every dollar you spend, you receive a certain portion back in the form of cash rewards - generally around 1% of your purchases. Look for cards that offer percentage bonuses in shopping categories that match your spending habits. Cash Back reward cards are best suited for people who use their...

Read more


Website: https://www.creditcardscanada.ca

Pay No Interest Until 2019 with These Credit Cards ...

March 31, 2017

Updated: March 22, 2018

If you're carrying a balance on a credit card (or cards), it's likely you're wasting your hard-earned money on interest fees. Did you know there's a way to avoid paying interest? 0% intro APR credit cards can save you a ton of money because they don't charge any interest for the term of the card's 0% intro APR period, which means they can help you pay down...

Read more


Website: https://www.nextadvisor.com

No Annual Fee Credit Cards Mastercard | National Bank

$21.95

*Variable interest rate in effect on July 1, 2017

3. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all...

Read more

Date: 2016-07-26 02:11:48
Website: https://www.nbc.ca

10 credit card tips | MoneySupermarket.com

Credit cards can be hugely useful when it comes to spreading the cost of large purchases; they can also help you to make big savings if you take advantage of the many cashback and rewards schemes on offer.

Start a search

However, millions of credit card users get stung because they either have the wrong card for their needs or do not use it in the right way.

That's why we've come up with 10 top...

Read more


Website: https://www.moneysupermarket.com

General Electric Credit Union - Accounts - Credit Cards

Classic Secured   |  As low as 14.74%APR13

A secured credit card to help you build or rebuild your credit.

Secure your line of credit with an equal deposit of at least $300 (i.e. a $300 deposit = a $300 line of credit)

Reported to all three major credit bureaus

Business   |  As low as 10.99%APR14

A credit card built with your business' financial goals in mind.

Line of credit up to...

Read more


Website: http://www.gecreditunion.org

American Express Platinum card - US Credit Card Guide

Application Link

Application Link

AmEx Platinum referral�link . This is our referral link, only 60k.

Features

Earn 75,000 Membership Rewards (MR) Points after spending $5,000 in first 3 months. The best public offer in recent years is 100k MR, and you may also get 100k targeted offer if you never have an AmEx card. Considering you can only get each AmEx credit card bonus once per lifetime, DO...

Read more


Website: https://www.uscreditcardguide.com

Guaranteed, Easy to Get Credit Cards with Instant Approval ...

There are finance companies and establishments that feature easy to get cards with no credit checks and instant approval. They are ideal for Canadians with a history of late and missed payments, excessive borrowing, and delinquencies. Such customers are considered high risk by traditional providers.

Credit Cards Canada Instant Approval

Some companies and financial institutions feature products...

Read more


Website: https://www.creditavenue.ca

Discover it Card | Discover

Use left and right arrow keys to change presentational art and page theme colors.

Free Social Security number alerts

We'll monitor thousands of risky websites when you sign up. 4

Learn More about alerts.

Earn 5% Cash Back

Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you...

Read more


Website: https://www.discover.com

PC Financial® Mastercard® - Apply Online | Ratehub.ca

Login

PC Financial® Mastercard®

This card is no longer offered by the provider.Please click below to see the other store cards available.

First year rewards (up to)

Gift card

Monthly

bonus

Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending

rewards

Annual...

Read more


Website: https://www.ratehub.ca

How Credit Card Balance Transfers Work | Credit Card Insider

What Happens When You Open a Balance Transfer Credit Card?

When you open a new credit card in order to transfer a balance from an older card, the actual balance transfer itself has no impact on your credit scores. It's what happens before and after the balance transfer that impacts your credit. To take advantage of a zero percent interest balance transfer, you must first qualify for the offer and...

Read more


Website: https://www.creditcardinsider.com

AmEx Platinum Card for Schwab (2018.3 Update: DP: No Tax ...

Features

Earn 60,000 Membership Rewards (MR) Points after spending $5,000 in first 3 months.

We estimate that Membership Rewards (MR) are worth about 1.6 cents/point, see below for a brief introduction. So the 60k highest sign-up bonus is worth about $900!

You can use MR points for deposits by Schwab to your eligible brokerage account at a ratio 1:1.25! This the only card that can redeem your MR...

Read more


Website: https://www.uscreditcardguide.com

The Top 10 Visa Credit Cards of 2017 - Money Inc

The Top 10 Visa Credit Cards of 2017

The Top 10 Visa Credit Cards of 2017

Prev Article Next Article

Most people love having a credit card or two in their wallet in order to have that extra security of having a way to purchase what they need, when they need it, without worry of always having to carry cash on-hand all the time. Credit cards are not only�safer than carrying cash,�many�also...

Read more


Website: http://moneyinc.com

Rewards Mastercard - Coles Credit Cards

> Find out more

Terms & conditions

1 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions....

Read more


Website: financialservices.coles.com.au

10 reasons to use a credit card | MoneySuperMarket.com

10 reasons to use a credit card

10 reasons to use a credit card

The perks of spending with a credit card go far beyond simply spreading the cost. Here are our top 10 reasons to put it on plastic.

Published on

Friday 14 May 2010

Do you use a credit card and, if so, why? Is it just to spread payment costs when you don't have the ready cash to hand? That's a very common reason but there are many...

Read more


Website: https://www.moneysupermarket.com

Citibank® - Sunoco Rewards Credit Card : Apply for Credit ...

Sunoco Rewards Credit Card

Sunoco Rewards Credit Card

advertiser disclosure

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages....

Read more


Website: https://www.bestcreditoffers.com

Top 7 Credit Cards For Those With Excellent Credit

November 6, 2013

Updated: March 22, 2018

Do you have excellent credit? If so, banks are actively looking to win you as a new credit card customer by offering some unprecedented deals. Although banks have been more careful about acquiring customers with questionable credit since the 2008 Financial Crisis, they are now fighting harder than ever to win coveted customers with great credit. If you are...

Read more


Website: https://www.nextadvisor.com