Credit Card Tips & Guides - Creditcard.com.au

Tips & Guides Articles

Tips & Guides Articles

Using a credit card wisely is not as easy as it sounds. Unfortunately, there are a number of pitfalls, which can end up expensive and frustrating. Which is why we created this Tips page - to give you the best advice on how to choose the best credit card, and how to get the most out of it without paying too much!

You can find articles on common credit...

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Website: creditcard.com.au

HSBC Platinum Credit Card | HSBC UAE

No Annual Fee for First 12 Months

HSBC Entertainer Mobile App

1 Air Mile for Every AED 1 Spent

A Visa Credit Card with a minimum salary requirement of just AED 15,000. Your HSBC Platinum Visa Credit Card provides you with all the global benefits that HSBC offer without the need to open a bank account with us.

Your HSBC Platinum Chip-enabled Credit Card is embedded with state of the art microchip...

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Website: hsbc.ae

Coles Mastercard - Coles Credit Cards

Enjoy all the convenience of your

Coles Credit Card and flybuys card in one.

Find out more

Terms & conditions

# flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be...

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Website: financialservices.coles.com.au

Best (and Worst) Instant Approval Credit Cards - Top Ten ...

Best Instant Approval Credit Cards

Instant Decision Credit Cards

Editor's Note: This review site for Instant Approval Credit Cards is no longer being maintained by Top Ten Reviews. The site will be discontinued in its entirety.

Instant approval credit cards are handy for people who, for a variety of reasons, need a quick answer as to whether they qualify for a credit card . These cards have many...

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Website: http://www.toptenreviews.com

Low Interest Rate Credit Cards | The Lowest Rates & Fees

Q&As about Low Interest Credit Cards from customers

Q: Who should apply for a low rate credit card?

People who don't pay off their balance in full every month and want the security of a low rate in the future. If you have a large credit card balance already, you can better benefit from the typically lower balance transfer rates on a balance transfer credit card.

Q: What does 'low rate' actually...

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Website: http://www.creditcardcompare.com.au

Credit Cards – compare & apply online with Sainsbury’s Bank

Important information

Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Bank Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history....

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Website: https://www.sainsburysbank.co.uk

Discover it - 18 Month Balance Transfer Offer Review ...

Rating:

Bottom Line:

Combines an 18-month 0% intro APR on balance transfers with cash back rewards; Double your cash back at end of 1st year

Full Review:

The Discover it® - 18 Month Balance Transfer Offer card is a great balance transfer card that offers both the opportunity to earn significant cash rewards and an 18-month 0% APR. It's also ranked as one of the top cards for customer...

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Website: https://www.nextadvisor.com

Compare Credit Cards, Find the Best Deals for your Needs ...

Compare Credit Cards

Compare credit cards

To help you find the best credit card for your needs, we have a great range of cards packed with features and benefits for you to compare.

Compare credit cards to find the right card for you

Whatever type of credit card you're looking for, MBNA could help. Compare our credit cards now to find a credit card offer that suits you.

Find out if you're eligible...

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Website: https://www.mbna.co.uk

Compare Credit Cards, Find the Best Deals for your ... - MBNA

Compare Credit Cards

Compare credit cards

To help you find the best credit card for your needs, we have a great range of cards packed with features and benefits for you to compare.

Compare credit cards to find the right card for you

Whatever type of credit card you're looking for, MBNA could help. Compare our credit cards now to find a credit card offer that suits you.

Find out if you're eligible...

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Website: https://www.mbna.co.uk

Find Best Balance Transfer Credit Card in Malaysia | iMoney

Compare All Cards »

Looking for a Balance Transfer Credit Card?

From 2005 to 2012, 5% of bankruptcy in Malaysia is caused by credit card debts. Though 5% is not a huge piece of the pie, this statistic can definitely be lowered if credit card users are educated with knowledge on how to manage their finances well. A good pay master knows that a credit card does not necessarily create bad debt and...

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Website: https://www.imoney.my

Chase Freedom 0% APR Card Terms and Review

If you love cash back, the Chase Freedom card might be the card for you. It's a cash back credit card with a high rate of return on the most common purchases you make throughout the month. The cash back system works simply. Each quarter the company releases the different categories that pay cash back at a higher rate of return. Every purchase you make is worth 1 percent cash back, but every...

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Date: 2017-06-26 14:40:57
Website: http://0aprcredit.cards

Card Services Online - IMB MasterCard

Discounted $99 annual fee in the first year2.

Earn 1 reward point for every eligible $1 spent on your card3.

Bonus offer: Earn 20,000 reward points when you spend $3,000 in the first 3 months3.

Complimentary International Travel Insurance, Interstate Flight Inconvenience Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme4.

Enjoy up to 55 days interest free on retail...

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Date: 2018-01-29 04:32:35
Website: cardservicesdirect.com.au

HSBC Premier Credit Card | HSBC UK

HSBC Premier Credit Card between 5 March 2018 and 28 March 2018 and use it with a minimum value of £100 for either a purchase or a balance transfer (fee applies) within 60 days of account opening.  Terms and conditions apply (PDF, 63KB) .

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is...

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Date: 2018-03-26 16:29:39
Website: https://www.hsbc.co.uk

How to Do a Balance Transfer with Capital One - LendEDU

Capital One is a financial services company that offers a wide range of consumer financial services including credit cards . It is the third largest credit card issuer with thirteen different credit cards ranging from travel to rewards-based offers. Capital One also offers balance transfer credit cards for new and existing cardholders which can be helpful for anyone currently carrying a credit...

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Website: https://lendedu.com

Student Credit Cards | Comparison & Reviews

A student credit card is a good opportunity to learn to use a credit card responsibly in a fairly low risk way - the credit limit is kept intentionally fairly low, meaning you can only overspend so much before your card maxes out. Student credit cards are also affordable - they typically have $0 or very low annual fees. It's also great for building credit history - if you pay off your debts on...

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Website: http://www.creditcardcompare.com.au

HSBC Premier Credit Card Benefits | HSBC UK

HSBC Premier Credit Card between 5 March 2018 and 28 March 2018 and use it with a minimum value of £100 for either a purchase or a balance transfer (fee applies) within 60 days of account opening.  Terms and conditions apply (PDF, 63KB) .

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is...

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Date: 2018-03-26 16:31:13
Website: https://www.hsbc.co.uk

HSBC Premier Credit Card Rewards and Privileges | HSBC UK

HSBC Premier Credit Card between 5 March 2018 and 28 March 2018 and use it with a minimum value of £100 for either a purchase or a balance transfer (fee applies) within 60 days of account opening.  Terms and conditions apply (PDF, 63KB) .

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is...

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Date: 2018-03-26 16:31:13
Website: https://www.hsbc.co.uk

Credit Cards - Compare Top UK Credit Card Deals

News

Credit Cards

Credit cards offer numerous features and benefits and are one of the most popular financial products in the UK.

What are credit cards?

Credit cards are plastic cards which enable us to pay with credit. Many now offer different and distinct additional features, but they all share this transactional functionality.

How do credit cards work?

Today's credit cards are sophisticated...

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Website: https://www.compareandsave.com

Recommendation for Credit Cards V3 - Lowyat.net

Hong Leong Bank Wise Platinum Visa:

Pros - It earns you up to 10% cash back for Petrol, Groceries, Utilities and other categories.

Cons - The 10% cash back is only limited to 2 categories PLUS you must swipe a least 10 times where each swipe shall not be less than RM50. NO annual fee waiver.

Hong Leong Bank Essential Visa:

Pros - UNLIMITED 1% cash back. Annual fee auto waived with just 12...

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Website: https://forum.lowyat.net

HSBC Premier Credit Card Application | HSBC UK

Special offers

£25 cashback

Applicable to customers who apply for an HSBC Premier Credit Card between 5 March 2018 and 28 March 2018 and use it with a minimum value of £100 for either a purchase or a balance transfer (fee applies) within 60 days of account opening.  Terms and conditions apply (PDF, 63KB) .

Card details

0% interest on balance transfers for 18 months* from account opening

The...

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Date: 2018-03-26 16:32:27
Website: https://www.hsbc.co.uk

Providian Credit Card Alternatives - AcclaimVisa.com

Fast and easy application process; response provided in seconds

A genuine VISA card accepted by merchants nationwide across the USA and online

See Also Credit Cards for LIMITED/NO Credit >>

Providian Credit Cards vs. New Options for Bad Credit

Providian credit cards, once very popular with subprime consumers, are no longer being issued. Providian credit cards though did have rather high interest...

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Website: http://www.acclaimvisa.com

Balance Transfer to Another Person: 3 Ways to Do It ...

Balance Transfer to Another Person: 3 Ways to Do It

Balance transfer Q&A: "Can you pay off someone else's credit card with a balance transfer?"

People often wonder if they can use a balance transfer to pay off another person's credit card, and vice versa.

The good news is that it can be done, and in a number of different ways, which we'll explore below.

Some credit card issuers will allow you to...

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Website: http://www.creditcardbalancetransferoffers.com

No Annual Fee Credit Cards - Creditcards.org - Best Credit ...

The following are our most popular no annual fee credit cards provided by our partners:

Featured Card of the Month

Creditcards.org's Expert Rating- click here to view rating methodology.

Capital One® VentureOne® Rewards Credit Card

Intro APR Balance Transfer

Annual Fee

$0

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to...

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Website: creditcards.org

0% Interest Credit Cards: a Side-by-Side Comparison

Home -> Top Credit Cards -> 0% Interest Credit Cards: a Side-by-Side Comparison

0% Interest Credit Cards: a Side-by-Side Comparison

Saturday 04th, January 2014 / 05:11

in Top Credit Cards

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If you've been doing a lot of online research before you get a new card, you may notice that a lot of sites in the US talk about 0% interest cards. Although most of these are only for an...

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Website: creditwalk.ca

Credit Card Menu: High Limit Credit Cards

The high limit credit cards we have on offer are issued by the most reputable U.S. banks and credit card companies. Find the right high limit credit card for you and apply online. Such credit cards will help you indicate your financial independence and well-being.

Must have Active Debit Card or Credit Card to qualify.

$500 Credit Limit.

Bad

Bad Credit

You can apply if: you have late payments or...

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Website: http://www.creditcardmenu.com

HSBC Advance Credit Card | HSBC UAE

Apply for a new MasterCard and spend to get up to 200,000 Air Miles1

Instant Online Credit Card and Limit Approval

24-hour Card Delivery

Apply now

Your HSBC Advance MasterCard® Chip-enabled Credit Card is recognised in over 32 million establishments worldwide, offering you benefits at home and abroad. Enjoy a competitive monthly interest rate of 2.99% p.a., get up to 50% of your available credit...

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Website: hsbc.ae

Balance transfer credit cards - Gocompare.com

Balance transfer credit card comparisons provided by Lovemoney.com Financial Services Ltd[1]

Compare balance transfer credit cards deals from multiple providers and apply online

Use smart search to find balance transfer cards without impacting your credit records

Consider 0% balance transfer cards, low transfer fee cards and more

 

Guide to balance transfer credit cards

Key points

A balance...

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Website: http://www.gocompare.com

Want to reduce interest rate on your loans, credit card ...

Tweet

You get a loan for almost everything under the sun these days. And the happy news now is that the loans are getting cheaper as the interest rates in the economy is on the decline. Earlier in this months the Reserve Bank of India cut its�policy rate by 25 basis points. Much �before that the banks had already started reducing rates offered for savings and fixed deposits. And now a further...

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Website: http://www.firstpost.com

Wells Fargo Cash Wise Visa Card Review | Credit Card ...

Rating:

Bottom Line:

$200 bonus opportunity; earn 1.5% cash back; 0% intro APR for 12 months on purchases and balance transfers

Full Review:

Looking for a card with no annual fee, a hefty intro bonus, a 0% intro APR on purchases and balances transfers and impressive cash back rewards? If so, the Wells Fargo Cash Wise Visa® Card is likely terrific fit for you.

Kicking things off is a tremendous...

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Website: https://www.nextadvisor.com

Top 3 Credit Cards for Customer Satisfaction - NextAdvisor ...

August 22, 2016

Updated: Dec. 6, 2017

Is your credit card working for you, earning you all it should and making you happy? An important component of a positive relationship with your credit card is if you feel satisfied with your card. To that end, J.D. Power came out with its 2016 U.S. Credit Card Satisfaction Study , now in its tenth year. The study looks at six different categories of card...

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Website: https://www.nextadvisor.com

SBI Credit Cards - Apply for State Bank of India Credit ...

10X Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends

1 Reward Point per Rs.100 spent on other spends. (4 Reward Points = Rs. 1)

SimplyClick SBI Credit Card

Rs.500 worth Amazon.in Gift Card.

10X Reward Points with exclusive partners.

5X reward points on all other online spends.

Milestone rewards of Rs.2,000 on online spends of Rs.1,00,000 and 2,00,000...

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Website: https://indialends.com

The best fee-free credit cards to use abroad - lovemoney.com

However, the big benefit of using a credit card is that you're protected if any purchases you make over £100 turn out to be faulty or damaged.

Under  Section 75 of the Consumer Credit Act , you can claim compensation either from the merchant or your credit card provider.

So let's take a closer look at the credit cards that don't charge you for using them abroad - or you can just head  straight...

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Website: https://www.lovemoney.com

Qantas Credit Cards Australia | Qantas Money

Qantas Premier Platinum credit card by 30 April 2018, then spend $3,000 or more on your card within 90 days of approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Offer may be extended or withdrawn at any time.

Offer...

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Date: 2018-03-14 00:59:57
Website: https://www.qantasmoney.com

Credit Cards - Compare & Apply | The Co-operative Bank

×

APR (Annual Percentage Rate)

APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit). You can use it to compare the cost of similar products from other lenders.

Variable

When a rate is advertised as variable, it means that it could go up or down.

×

Purchases

When we talk about purchases, we're referring to card transactions with...

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Website: https://www.co-operativebank.co.uk

What you need to know about balance transfer cards ...

Ask James - Q&A

What you need to know about balance transfer cards

It is quite common now to move credit card debt to another card to help give yourself more time to pay it off at a cheaper rate.

A balance transfer is when you choose to move your credit card debt to another card with a lower or 0% interest rate.

How do they work?

With a 0% balance transfer credit card you can potentially give...

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Website: experian.co.uk

Find a Low Interest Balance Transfer Credit Card

Balance transfer cards are often used to move high interest balances to a card with a low interest rate. This helps save on interest and pay down existing balances over a shorter period of time. Also known as debt consolidation, borrowers with multiple high interest cards often transfer their balances elsewhere to benefit from a zero or low interest introductory rate.

I Get a Lot of Balance...

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Website: https://www.lifeoncredit.ca

What you don't know about your credit card interest rates ...

Quick: What's the interest rate on your credit card?

Don't know? You're not alone, and you're also not likely to know if your rate goes up.

"Many people don't know their interest rate," says Majd Maksad, a former Citi executive and CEO of Status Money , a site that helps people compare their financial picture, including credit card interest rates, with information from more than 16 million...

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Website: http://money.cnn.com

Top 10 credit cards that you can consider in UAE ...

Credit cards have become a lifestyle necessity for people in UAE. With an increase in usage of credit cards and healthy competition, banks have started offering bundles of benefits with each card for specific purposes.��

Listed below are few handpicked credit cards in UAE:

The Standard Chartered bank Titanium Card provides unparalleled offers. It comes with the perks such as:

Cashback up to...

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Website: http://www.mymoneysouq.com

Frequent Flyer Credit Cards | St.George Bank

Conditions, fees and credit criteria apply.  

This card is issued as a Visa card.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Amplify credit...

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Date: 2018-03-27 01:08:25
Website: https://www.stgeorge.com.au

No Annual Fee Credit Cards - Creditcards.org - Best Credit ...

Tips and Advice

No Annual Fee Credit Cards

It's becoming increasingly common for credit cards to charge consumers an annual fee, especially for cards that with come with perks or travel rewards. If you're someone who isn't interesting in paying for the privilege of using a credit card, don't worry--there are still excellent credit card options available which won't charge you an annual fee. Below...

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Website: creditcards.org

Balance Transfer Credit Cards 2018 | Up to 36 months Free ...

Reward points such as Frequent Flyer and airline points

Discounted insurance

Retail gift vouchers and more

Analyse what your current credit card offers and compare it to another product that has a credit card balance transfer.

You might find that transferring the balance from your existing provider to another product gives you more benefits other than the transfer itself.

Does a credit card...

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Website: http://www.ratecity.com.au

Real Life Rewards Credit Card - Fifth Third Bank

Notices & Disclosures

Credit Card and Loan products are subject to credit review and approval.

See the Rewards Terms and Conditions for important information including details about: (1) Purchases: dollar value of goods and services, minus credits and adjustments, excluding fees and other items. (2) Categories: Merchants' card readers are assigned to categories which determine how a transaction...

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Date: 2018-03-26 22:49:55
Website: https://www.53.com

Best 0% Balance Transfer Credit Card Offers in Canada ...

1. MBNA Platinum Plus® MasterCard®

MBNA Canada continues to lead the market by offering the country's lowest and longest 0% balance transfer credit card for a market-leading 12 months (see MBNA Platinum Plus review ). There is no annual fee for this card. No other balance transfer credit card in Canada offers a 0% rate with a promotional term as long as 12 months.

Another unique feature of...

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Date: 2018-03-26 13:01:43
Website: greedyrates.ca

How to reduce the cost of your credit and store card debt ...

You can pay back your credit and store card debt faster and save a lot of money. Here's how to do it.

Be careful how you use your cards

If you're struggling to pay card debt

If you're really struggling with your card bills, get free, confidential and impartial advice and support from a debt advice organisation.

?

Did you know?

If you only paid the minimum payment on an outstanding balance of...

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Website: https://www.moneyadviceservice.org.uk

Low Rate Visa Credit Card | BOQ

Low Rate Visa Credit Card

Low Rate Visa Credit Card

If only everything was as simple as our Low Rate Visa Credit Card

Image:

On balance transfers for 12 months* reverting to the cash advance rate thereafter

13.49 %P.A.

Low interest rate on purchases

Up to 55 Days

Interest free on your purchases** Interest Free days are not available when you have Balance Transfers

Why choose our Low Rate Visa...

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Date: 2018-02-16 03:13:08
Website: https://www.boq.com.au

HSBC Advance Credit Card | HSBC UAE

Your HSBC Advance MasterCard® Chip-enabled Credit Card is recognised in over 32 million establishments worldwide, offering you benefits at home and abroad. Enjoy a competitive monthly interest rate of 2.99% p.a., get up to 50% of your available credit limit as cash advance and share free unlimited supplementary credit cards with the family.

Your HSBC Advance MasterCard® Credit Card offers:

No...

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Website: hsbc.ae

6 Expert Tips: Increase Your Credit Limit (Get Approved ...

+See More High-Limit Credit Cards

2. Pick an Existing Card to Request an Increase On

Pick a card in your wallet you want to have the limit increased on. Don't assume if you ask all of your credit issuers that your chances of being approved are greater.

Choose one card to request an increase on.

When you request an increase, the issuer will need to pull your credit history to see if you're...

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Website: http://www.cardrates.com

What is a balance transfer? MoneySupermarket’s guide to ...

Compare credit cards >

Balance transfer simply means moving existing debt from one credit card provider to another. People often use this tactic to reduce interest payments or help consolidate multiple debts into one manageable monthly sum.

It can be an effective way to manage credit card repayments, but there's a lot that you need to consider about balance transfer credit cards before you make a...

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Website: https://www.moneysupermarket.com

What’s the Best Credit Card for me? - MoneySupermarket.com

Compare credit cards >

But remember that, when you use a credit card, you are borrowing money. And as credit card interest rates tend to be among the highest in the lending arena, you could end up with a very expensive debt unless you manage your debt carefully.�

How do credit cards work?

Your credit card issuer will send you a bill every month with a list of all your transactions. If you pay...

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Website: https://www.moneysupermarket.com

Guide to Credit Cards by MoneySupermarket.com

Compare credit cards >

Credit cards work by giving cardholders access to credit to make purchases, transfer balances and sometimes earn rewards when the loan is repaid in full each month.

This can make credit cards a helpful tool if you want to buy something but don't have enough money in your current account. If you want to book a holiday, for example, or your washing machine suddenly breaks,...

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Website: https://www.moneysupermarket.com